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Financial Jyotish

Panchang Ganita, Panchanga Siddhanta, Panchang Author: Pundit Mahesh Shastriji, Seattle, WA USA
Inspiration: Late Pundit Maganlal Devshanker Shastriji


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Financial Jyotish
Jyotisha Tutorial Introduction | Financial Jyotish

Welcome to the new Jyotish Tutorial series by Patti Foy

Patti Foy is a certified Vedic Astrologer
and an accredited Teacher and Tutor for
both the American College of Vedic Astrology
(ACVA) and for the Council of Vedic Astrology
(CVA) where she's also been given the title
of Jyotish Visharada, CVA. She's been working
with satisfied clients world-wide since 1998.
You can contact her, read more of her articles,
and access her services (including but not
limited to Jyotish) at her website/blog
Lightspirited Being.

Basic Money Indicators: Money Houses

1.2 Money Houses

If you really get down to detail, you can discern how every single house might relate to money.

But there are four houses that are strong and important money indicators. Those we'll call the money houses, and they are houses 2, 5, 9, and 11.

These are important not only because we'll check the condition of these houses (and what they influence and what influences them), but their lords become money indicators in themselves and will play an important part in financial analysis. (We'll talk about their lords in part 2.1.)

The Houses and Their Meanings

These houses each have a lot of meanings, many not related to finances at all.

But of all the houses, these are the ones that have the strongest role to play with regard to finances.

Here's how and why.

2nd House

This is a material or artha house, and is the house of accumulated wealth in general. It shows movable possessions (i.e. "things" you own) and other liquid assets as well as income, especially from profession or self-effort. It can also show a money-oriented business such as banking or accounting, or sometimes just business in general. It's a house of buying and selling.

5th House

This is a very fortunate house. It's the house of purva punya, or "the fruit of the good karma you've earned" in past lives. And just like your payback from the good deeds you've invested toward earning good karma, it represents income from investments. It can show earnings from speculation, the stock market, or earning from a related profession such as a broker.

As the house of sports and play, there's an element of fun and even risk, so earnings from various types of gambling (which is how some use the stock market) might be indicated here. This house can also show windfalls.

As 11th from the 7th, this house can show gains from a partner, whether it's a spouse or business partner.

9th House

This is a most fortunate house, and represents luck, blessings, general affluence, and opportunity of all kinds, including financial. Being the 5th from the 5th it represents much of what the 5th represents, but it's a little bit more expansive and more integrated with one's dharma (whereas the 5th is usually more light-hearted and fun). This is the house of the good karma you earn in this life.

11th House

This is a house of desire, or a kama house, and is the house of gains in general and of meeting your goals and aspirations. It shows income, acquisitions, ancestral property, vehicles (along with the 4th), and profits and returns. It can show the ability to earn money easily, or even the acquisition of easy money or gifts, and it shows luxury items and jewelry. It can show the regaining of things previously lost. It's an expansive house and is indicative of prosperity on a big scale. In that sense, a good 11th house can act as a multiplier for other good financial indicators.

What the Money Houses Can Tell You

For the most part, you'll look at each of these four houses like you would any other, and see if it's strong or if it's afflicted. You'll also look at all the nuances of any influences on it and what it influences. (This analysis isn't particular to financial astrology and as already stated, we can't cover basic jyotish analysis here.)

From that, you can easily see open or closed money channels, i.e. where someone's money is likely to come from and where they'll have problems. For example, they may have an excellent 2nd house but an afflicted 5th. This would show they can earn well on the job, but that they may suffer losses if they invest their earnings in the stock market. Of course you also want to look at the natural money planet, Jupiter, to see where their wealth may come from (like we've already discussed in section 1.1), and there are other indicators we'll cover in upcoming sections as well. So these four houses don't tell the whole story, but they provides some revealing pieces of the puzzle.

You can also get a sense of someone's wealth in general by the strength or affliction of these houses as a group. If these houses are mostly strong, they're likely to be fairly wealthy, and if these houses are mostly afflicted, then they either struggle or they have very little.

The main idea here was to show which houses are most related to money, and why.

Right after the next section 1.3, we'll use this information as we learn how to glean the best information of all by working with the lords of these money houses.

Up next: Section 1.3 Difficult Houses (and how they relate to money)

I'll see you soon!

And remember, if you have questions or comments, we can interact directly on this comment and question page on my site.


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yaj jagrato duram udaiti daivam tad u suptasya tatHaivaiti|
duramgamam jyotisam jyotir ekam tan me manaH shivasankalpam astu||
||shri shukla yajurveda vajasaneyi samhita (madhyandina sakha) 34.1||

The divine essence that goes far away, from the waking, and likewise from the sleeping, and that one far-traveling Light of lights, on that-the auspicious will of the divine-may my mind dwell.

.. sarve janA sukhino santu ..
kriShNa! kriShNa!! kriShNa!!!

I bow down to the supreme personality of godhead Lord kriShNa who makes incomplete complete.
Pundit Mahesh Shastriji
Seattle, WA, USA
shastrijii at mypanchang dot com


Vedic Druka Siddha High Precision Nirayana Panchangam data calculated by Pundit Mahesh Shastriji.
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